Best online baccarat casinos in NZ 2025
Online casinos in New Zealand offer a range of baccarat variations. Compare the best online baccarat casinos below and play this popular table game online today!
Top real money baccarat sites May 2025
- 1Jackpot City CasinoRead reviewWelcome package
100% up to $1,600
Games: 1,700+
Win rate: 97.84%
Payout speed: 1-3 working days
Pros and cons
Reputable online casino backed by thousands of player reviews
Generous welcome bonus with 60-day time limit
No over-the-phone support
Bonus offer
Wagering requirements 35x Valid for 7 days from signing up Payment options
- 2Kiwi's TreasureWelcome package
100% up to $1,000
Games: 1,000+
Win rate: 98.81%
Payout speed: 1-3 working days
Bonus offer
Wagering requirements 35x Valid for 7 days Payment options
- 3Casino DaysWelcome package
100% up to $1,000 + 100 free spins in Sweet Bonanza
Games: 5,000+
Win rate: 98.50%
Payout speed: 1-2 working days
Bonus offer
Wagering requirements 35x Valid for 7 days Eligible games Sweet Bonanza Payment options
- 4Lucky SpinsWelcome package
100% up to $500 + 500 free spins on Big Bass Amazon Xtreme
Games: 4,000+
Win rate: 97.56%
Payout speed: 1-2 working days
Bonus offer
Wagering requirements 35x Valid for 7 days Eligible games Big Bass Amazon Xtreme Payment options
- 5Spin CasinoRead reviewWelcome package
100% up to $1,000
Games: 1,700+
Win rate: 98.65%
Payout speed: 1-3 working days
Pros and cons
Exciting collection of 1,700+ casino games
Quick registration time of 2-3 minutes
High $50 minimum withdrawal limit
Bonus offer
Wagering requirements 35x Valid for 7 days from signing up Payment options
- 6Ruby Fortune CasinoRead reviewWelcome package
100% up to $750
Games: 1,600+
Win rate: 97%
Payout speed: 1-3 working days
Pros and cons
Certified for fair gaming by eCOGRA
E-wallet payouts land within 48 hours
High $50 minimum withdrawal limit
Bonus offer
Wagering requirements 35x Valid for 7 days from signing up Payment options
- 7WildzRead reviewWelcome package
100% up to $1,000 + 200 free spins
Games: 7,000+
Win rate: 97.13%
Payout speed: 1-5 working days
Pros and cons
One of NZ’s biggest game libraries with 7,000+ titles
Loyalty+ system offering 10–20% cashback
Slower withdrawal times than top competitors
Bonus offer
Wagering requirements 35x Valid for 8 days Payment options
- 8TonyBetRead reviewWelcome package
100% up to $1,000 + 100 free spins
Games: 6,000+
Win rate: 98.35%
Payout speed: 0-5 working days
Pros and cons
Over 6,000 casino games from 139 providers
$60,000 monthly withdrawal limit
Limited selection of exclusive casino games
Bonus offer
Wagering requirements 50x Valid for 14 days Payment options
- 9Betway CasinoRead reviewWelcome package
100% up to $1,000
Games: 500+
Win rate: 96.71%
Payout speed: 1-5 days
Pros and cons
Established brand licensed by UKGC and MGA
Generous welcome bonuses for new sign-ups
Slow customer support during peak hours
Bonus offer
Wagering requirements 50x Valid for 30 days Payment options
- 1022BetRead reviewWelcome package
100% Up to $500
Games: 4,000+
Win rate: 96.46%
Payout speed: 0-7 working days
Pros and cons
4,000+ casino games from 140 providers
70+ payment methods
Withdrawals can take up to seven days
Bonus offer
Wagering requirements 50x Valid for 30 days Payment options
Play online baccarat for free & real money
What is baccarat?
If you’re a James Bond fan, you’ll know that baccarat is a high roller’s game of choice. That said, it requires no skill to play, making it great for new players, and you can win like a pro once you’ve mastered the rules. Baccarat is a simple guessing game that invites you to bet on three outcomes – the player, the banker, or the tie. Whoever correctly predicts which of the two hands is closest to nine wins.
Most popular baccarat variants in NZ
There are several variations of baccarat that you can enjoy online in New Zealand. Check out some of the most popular below:
Punto Banco
Punto Banco is one of the most widely played baccarat variants in New Zealand. Like Chemin de Fer, there are six decks of cards in play, and you can bet on which hand – the player or banker – will be closest to nine. Punto Banco is perhaps the game that most resembles classic baccarat played at land-based casinos in Europe and is extremely popular for this reason.
Chemin de Fer
The defining characteristic of Chemin de Fer baccarat is that you compete against other players, as opposed to the dealer. Popular in France, Chemin de Fer is played with six decks of cards, and each player takes a turn to be the dealer, making this a fun-filled and competitive variant.
Baccarat Banque
In Baccarat Banque, three decks of cards (as opposed to six) are used, and a dealer is determined at the start of every betting round. Like all other variants, you decide which hand you think will be closest to nine. You can also bet on the tie if you wish.
American baccarat
Like Punto Banco, American baccarat is widely available at online casinos in New Zealand. Most games are played with at least six decks of cards (though sometimes eight are used), and you need to bet on which hand you think will be closest to nine when all cards have been dealt.
Mini baccarat
The only difference between mini baccarat and the other variants introduced is that this game is usually played at a smaller table. Ultimately, up to seven players can play mini baccarat at any given time, considerably smaller than the number of hands often in play at other baccarat tables.
Live dealer baccarat
Thanks to leading casino game studios like Evolution, you can now enjoy a host of brilliant live dealer variations of baccarat. Rather than relying on random number generators (RNGs), live baccarat games are hosted by real-life dealers. You can interact with the dealer and other players during the game, making this a much more authentic casino experience.
Online baccarat bonuses
Before playing baccarat for real money, you can claim a range of excellent casino bonuses and promotions to boost your bankroll. The best online baccarat casinos in New Zealand offer numerous bonuses for new and existing players.
One of the most common is the first deposit bonus, which is when a casino matches your initial deposit up to a specific limit of $1,000 - $2,000, for instance. You may also come across no deposit bonuses, allowing you to play baccarat without risking your own money.
After creating an account, you can claim other promotions to boost your bankroll, such as reload, cashback and VIP bonuses. Just remember to check the wagering requirements and look at how long you have to fulfil the promotion before signing up.
Best baccarat casino bonuses
Here are some of the best bonuses offered by some of the leading online baccarat casinos in New Zealand:
| Online casino | No. of baccarat games | Casino bonus |
|---|---|---|
| 5+ | Claim up to $1,800 bonus | |
| 5+ | Claim up to $1,000 bonus | |
| 5+ | Claim up to $750 bonus | |
| 20+ | Claim up to $4,000 bonus | |
| 10+ | Claim up to $1,000 bonus |
Real money baccarat vs. free baccarat
If you’ve decided to play baccarat online, you may already know that you can play for free or real money. Here are some of the differences to be aware of when playing free baccarat versus real money baccarat at your chosen online casino:
| Real money baccarat | Free baccarat |
|---|---|
| ✅ You can win cash when playing baccarat for real money | ✅ No financial risk |
| ✅ Real money baccarat is exhilarating and offers a fun online gaming experience | ✅ You can experiment with baccarat variations without worrying about losing money |
| ✅ Huge choice of games, including live dealer baccarat | ✅ No need to create an online casino account to play baccarat for free |
| ❌ When you play baccarat for real money, your stake is at risk | ❌ Can’t win real money when playing baccarat for free |
| ❌ You need to create an account and deposit funds at a licensed casino to play | ❌ Not all baccarat variations (like live dealer games) are available for free |
How to play online baccarat
Getting started with online baccarat in New Zealand is a breeze. Here are the steps you need to follow to play baccarat for real money:
Select a licensed and regulated online baccarat casino to create an account. Then, sign up by submitting your personal information.
Check the terms and conditions of the welcome bonus and discover how to unlock the promotion.
Make your first deposit to activate the welcome bonus and play for real money.
Browse the online baccarat games available and read the rules before settling on a title.
Place a bet you’re comfortable with and sit back as the action unfolds. You can then repeat your bets or cash out if you’re happy with your winnings.
Baccarat rules
Baccarat is one of the easiest online casino games to learn. The player is dealt two cards, and the banker receives two cards. Before the cards are dealt; you must bet on which hand will be equal to or closest to nine. You can also bet on the tie, which means you wager on the banker and the player having the same hand.
Number cards are worth their face value in baccarat, while an ace has a value of 1, and picture cards (J, Q K) and 10 are worth zero. Most baccarat variations use six to eight standard decks of cards for each game.
If the player or banker has eight or nine, they stand. If the Player’s cards total five or fewer, they receive a third card. This, in a nutshell, is how baccarat works. Remember that the variations we’ve introduced differ slightly, so always read the rules of a baccarat game before playing.
Online baccarat odds & payouts
Baccarat is often referred to as the simplest casino table game because you only have three bets to choose from: player, banker, and tie. As mentioned, you’re betting on which hand you think will be closest to nine. You can opt for a Tie bet to increase your payout potential but be aware that this is the riskiest option as it carries an unfavourable house edge of over 14%.
The baccarat pay table below indicates how much you can win from each hand:
| Bet type | Odds | Payout | House edge |
|---|---|---|---|
| Player | 45.86% | 1:1 | 1.36% |
| Banker | 44.62% | 1:1 | 1.06% |
| Tie | 9.52% | 8:1 | 14.40% |
Playing baccarat on mobile
If you want to play baccarat on the go across New Zealand, you can do so by creating an account at the best mobile baccarat casinos. JackpotCity and Spin Casino have excellent mobile apps you can download for iOS and Android.
You can enjoy standard online baccarat and live dealer baccarat via casino apps or play on your smartphone or tablet from a mobile browser.
Top 5 online baccarat strategy tips
Here are some handy tips to bear in mind as you play baccarat online in New Zealand:
Baccarat is a game of luck, so remember that you can win or lose each time you place a bet.
Always check the house edge of a baccarat game before playing. Some games have higher house edges than others, so look for the best-value baccarat titles before playing.
Claim promotions and bonuses when you sign up for an online casino to boost your bankroll with additional funds.
Try out variations of baccarat and similar games like Bac Bo and Dragon Tiger to enjoy something slightly different.
Please always remember to gamble responsibly. You should set your own limits and bet within your means.
Best baccarat software providers
How we rate online baccarat sites
Before recommending an online baccarat casino in New Zealand, we thoroughly research and vet every site that we come across, considering the following key aspects:
Game variety & software providers
We look for sites that offer multiple variations of baccarat from top iGaming software providers. We also consider their offering of pokies, table games, and live casino games to ensure you have lots of choice when deciding which games to play.
Bonuses & promotions
The quality of a casino’s bonus is important. We read the casino’s T&Cs to determine whether the wagering requirements and time frame to fulfil the conditions are reasonable.
Deposits & withdrawals
The best baccarat casinos support multiple banking methods and enable you to deposit via Visa, Mastercard, POLi, PayPal, and others. We also check how long the site takes to process withdrawals, with 1-3 business days the ideal amount of time.
Security & licensing
Your online security is paramount when playing online baccarat. We only recommend sites regulated by authorities like the UK Gambling Commission and Malta Gaming Authority. We also check that the site offers SSL encryption to protect your personal and financial information.
Mobile selection
We also consider whether the casino is compatible with multiple devices. After all, you may want to play baccarat on iOS, Windows, or Android, so device compatibility is key.
Check out more online casino games
Online baccarat FAQs
You can play online baccarat at various licensed casinos in New Zealand, such as JackpotCity, Spin Casino, Ruby Fortune, Wildz, and Rizk.
Yes, you can play baccarat for real money. Create an account at one of the licensed casinos on this page, make a deposit, and decide how much to bet per hand.
Baccarat is a game of luck, so strategy will only take you so far. That said, you could employ the Martingale System, which involves doubling up on losing bets so that your eventual win will leave you with a profit equal to your original stake.
Most baccarat hands payout 1:1 when you correctly predict which hand wins. If you bet on the tie, you can expect odds of 8:1.
Counting cards in baccarat and making a wager with an edge over the house is possible, but it’s not easy to do so. In baccarat, no cards massively favour one bet over another, and the drawing rules are fixed, so you would need to play at a table with a new deck to track cards from the beginning.
Baccarat is a game of luck, and you can’t do a great deal to influence the outcome of each hand. Still, you can develop a personal casino strategy to formalise your betting approach when playing baccarat.
