Best online baccarat casinos in NZ 2024

Online casinos in New Zealand offer a range of baccarat variations. Compare the best online baccarat casinos below and play this popular table game online today!


Top real money baccarat sites July 2024

  • 1JackpotCity Casino
    JackpotCity Casino4.9/5 Read review
    Welcome Package

    100% up to $1,600

    • Games: 500+

    • Win Rate: 97.84%

    • Payout Speed: 1-2 days

    Play now
  • 2Spin Casino
    Spin Casino4.8/5 Read review
    Welcome Package

    100% up to $1,000

    • Games: 550+

    • Win Rate: 97.59%

    • Payout Speed: 1-2 days

    Play now
  • 3Ruby Fortune Casino
    Ruby Fortune Casino4.7/5 Read review
    Welcome Package

    100% up to $750

    • Games: 450+

    • Win Rate: 97%

    • Payout Speed: 1 working day

    Play now
  • 4Rizk Casino
    Rizk Casino4.7/5 Read review
    Welcome Package

    100% up to $4,000 + 50 free spins

    • Games: 2,800+

    • Win Rate: 96.89%

    • Payout Speed: 1 working day

    Play now
  • 5Wildz
    Wildz4.6/5 Read review
    Welcome Package

    100% up to $1,000 + 200 free spins

    • Games: 1,200+

    • Win Rate: 97.13%

    • Payout Speed: 1-3 working days

    Play now
  • 6Tonybet
    Tonybet4.6/5 Read review
    Welcome Package

    150% up to $2,000 + 170 free spins

    • Games: 6,000+

    • Win Rate: 98.35%

    • Payout Speed: 0-1 working day

    Play now
  • 7Betway Casino
    Betway Casino4.6/5 Read review
    Welcome Package

    100% up to $1,000

    • Games: 450+

    • Win Rate: 98.28%

    • Payout Speed: 1-3 working days

    Play now
  • 822Bet
    22Bet4.5/5 Read review
    Welcome Package

    100% Up to $500

    • Games: 4,000+

    • Win Rate: 96.46%

    • Payout Speed: Up to 15 minutes

    Play now
  • 9Mirax Casino
    Mirax Casino4.5/5 Read review
    Welcome Package

    Up to 5 BTC + 150 free spins

    • Games: 7,000+

    • Win Rate: 96.96%

    • Payout Speed: 0-7 working days

    Play now
  • 107Bit Casino
    7Bit Casino4.4/5 Read review
    Welcome Package

    Up to 5 BTC + 250 free spins

    • Games: 7,000+

    • Win Rate: 96.94%

    • Payout Speed: Instant

    Play now

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What is baccarat?

If you’re a James Bond fan, you’ll know that baccarat is a high roller’s game of choice. That said, it requires no skill to play, making it great for new players, and you can win like a pro once you’ve mastered the rules. Baccarat is a simple guessing game that invites you to bet on three outcomes – the player, the banker, or the tie. Whoever correctly predicts which of the two hands is closest to nine wins.

Online baccarat bonuses

Before playing baccarat for real money, you can claim a range of excellent casino bonuses and promotions to boost your bankroll. The best online baccarat casinos in New Zealand offer numerous bonuses for new and existing players.

One of the most common is the first deposit bonus, which is when a casino matches your initial deposit up to a specific limit of $1,000 - $2,000, for instance. You may also come across no deposit bonuses, allowing you to play baccarat without risking your own money.

After creating an account, you can claim other promotions to boost your bankroll, such as reload, cashback and VIP bonuses. Just remember to check the wagering requirements and look at how long you have to fulfil the promotion before signing up.

Best baccarat casino bonuses

Here are some of the best bonuses offered by some of the leading online baccarat casinos in New Zealand:

Online casinoNo. of baccarat gamesCasino bonus

JackpotCity Casino

5+Claim up to $1,800 bonus

Spin Casino

5+Claim up to $1,000 bonus

Ruby Fortune

5+Claim up to $750 bonus


20+Claim up to $4,000 bonus


10+Claim up to $1,000 bonus

Real money baccarat vs. free baccarat

If you’ve decided to play baccarat online, you may already know that you can play for free or real money. Here are some of the differences to be aware of when playing free baccarat versus real money baccarat at your chosen online casino:

Real money baccaratFree baccarat
✅ You can win cash when playing baccarat for real money✅ No financial risk
✅ Real money baccarat is exhilarating and offers a fun online gaming experience ✅ You can experiment with baccarat variations without worrying about losing money
✅ Huge choice of games, including live dealer baccarat✅ No need to create an online casino account to play baccarat for free
❌ When you play baccarat for real money, your stake is at risk ❌ Can’t win real money when playing baccarat for free
❌ You need to create an account and deposit funds at a licensed casino to play❌ Not all baccarat variations (like live dealer games) are available for free

How to play online baccarat

Getting started with online baccarat in New Zealand is a breeze. Here are the steps you need to follow to play baccarat for real money:

  1. 1

    Select a licensed and regulated online baccarat casino to create an account. Then, sign up by submitting your personal information.

  2. 2

    Check the terms and conditions of the welcome bonus and discover how to unlock the promotion.

  3. 3

    Make your first deposit to activate the welcome bonus and play for real money.

  4. 4

    Browse the online baccarat games available and read the rules before settling on a title.

  5. 5

    Place a bet you’re comfortable with and sit back as the action unfolds. You can then repeat your bets or cash out if you’re happy with your winnings.

Baccarat rules

Baccarat is one of the easiest online casino games to learn. The player is dealt two cards, and the banker receives two cards. Before the cards are dealt; you must bet on which hand will be equal to or closest to nine. You can also bet on the tie, which means you wager on the banker and the player having the same hand.

Number cards are worth their face value in baccarat, while an ace has a value of 1, and picture cards (J, Q K) and 10 are worth zero. Most baccarat variations use six to eight standard decks of cards for each game.

If the player or banker has eight or nine, they stand. If the Player’s cards total five or fewer, they receive a third card. This, in a nutshell, is how baccarat works. Remember that the variations we’ve introduced differ slightly, so always read the rules of a baccarat game before playing.

Online baccarat odds & payouts

Baccarat is often referred to as the simplest casino table game because you only have three bets to choose from: player, banker, and tie. As mentioned, you’re betting on which hand you think will be closest to nine. You can opt for a Tie bet to increase your payout potential but be aware that this is the riskiest option as it carries an unfavourable house edge of over 14%.

The baccarat pay table below indicates how much you can win from each hand:

Bet typeOddsPayoutHouse edge
Player 45.86%1:11.36%

Playing baccarat on mobile

If you want to play baccarat on the go across New Zealand, you can do so by creating an account at the best mobile baccarat casinos. JackpotCity and Spin Casino have excellent mobile apps you can download for iOS and Android.

You can enjoy standard online baccarat and live dealer baccarat via casino apps or play on your smartphone or tablet from a mobile browser.

Top 5 online baccarat strategy tips

Here are some handy tips to bear in mind as you play baccarat online in New Zealand:

  • Baccarat is a game of luck, so remember that you can win or lose each time you place a bet.

  • Always check the house edge of a baccarat game before playing. Some games have higher house edges than others, so look for the best-value baccarat titles before playing.

  • Claim promotions and bonuses when you sign up for an online casino to boost your bankroll with additional funds.

  • Try out variations of baccarat and similar games like Bac Bo and Dragon Tiger to enjoy something slightly different.

  • Please always remember to gamble responsibly. You should set your own limits and bet within your means.

Best baccarat software providers

How we rate online baccarat sites

Before recommending an online baccarat casino in New Zealand, we thoroughly research and vet every site that we come across, considering the following key aspects:

  1. 1

    Game variety & software providers

    We look for sites that offer multiple variations of baccarat from top iGaming software providers. We also consider their offering of pokies, table games, and live casino games to ensure you have lots of choice when deciding which games to play.

  2. 2

    Bonuses & promotions

    The quality of a casino’s bonus is important. We read the casino’s T&Cs to determine whether the wagering requirements and time frame to fulfil the conditions are reasonable.

  3. 3

    Deposits & withdrawals

    The best baccarat casinos support multiple banking methods and enable you to deposit via Visa, Mastercard, POLi, PayPal, and others. We also check how long the site takes to process withdrawals, with 1-3 business days the ideal amount of time.

  4. 4

    Security & licensing

    Your online security is paramount when playing online baccarat. We only recommend sites regulated by authorities like the UK Gambling Commission and Malta Gaming Authority. We also check that the site offers SSL encryption to protect your personal and financial information.

  5. 5

    Mobile selection

    We also consider whether the casino is compatible with multiple devices. After all, you may want to play baccarat on iOS, Windows, or Android, so device compatibility is key.

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Online baccarat FAQs

  • You can play online baccarat at various licensed casinos in New Zealand, such as JackpotCity, Spin Casino, Ruby Fortune, Wildz, and Rizk.

  • Yes, you can play baccarat for real money. Create an account at one of the licensed casinos on this page, make a deposit, and decide how much to bet per hand.

  • Baccarat is a game of luck, so strategy will only take you so far. That said, you could employ the Martingale System, which involves doubling up on losing bets so that your eventual win will leave you with a profit equal to your original stake.

  • Most baccarat hands payout 1:1 when you correctly predict which hand wins. If you bet on the tie, you can expect odds of 8:1.

  • Counting cards in baccarat and making a wager with an edge over the house is possible, but it’s not easy to do so. In baccarat, no cards massively favour one bet over another, and the drawing rules are fixed, so you would need to play at a table with a new deck to track cards from the beginning.

  • Baccarat is a game of luck, and you can’t do a great deal to influence the outcome of each hand. Still, you can develop a personal casino strategy to formalise your betting approach when playing baccarat.

Ross Young
Ross Young
Verified expert
Global content writer

Ross is a senior writer at Magic Word Media, a global authority in online casino content writing. Ross has been covering the online casino space for many years, specialising in news, game guides and reviews.

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