Top paying online casinos NZ in 2025
Play your favourite games at top-paying online casinos in New Zealand for the chance to land huge payouts. Discover the best payout online casinos below, from Spin Casino to JackpotCity.
Best payout online casinos for January 2025
- 1JackpotCity CasinoRead reviewWelcome Package
100% up to $1,600
Games: 800+
Win Rate: 97.84%
Payout Speed: 1 working day
Pros and cons
Rewarding welcome bonus
Established and secure casino
No phone support
Bonus offer
Wagering requirements 35x Valid for 7 days from signing up Payment Options
- 2Spin CasinoRead reviewWelcome Package
100% up to $1,000
Games: 550+
Win Rate: 98.65%
Payout Speed: 1 working day
Pros and cons
Up to $1,000 welcome bonus
Many progressive jackpots
No. of games smaller than some competitors
Bonus offer
Wagering requirements 35x Valid for 7 days from signing up Payment Options
- 3Ruby Fortune CasinoRead reviewWelcome Package
100% up to $750
Games: 450+
Win Rate: 97%
Payout Speed: 1 working day
Pros and cons
24-hour withdrawal times
Multiple e-gaming licences
Not many promotions
Bonus offer
Wagering requirements 35x Valid for 7 days from signing up Payment Options
- 4Rizk CasinoRead reviewWelcome Package
100% up to $4,000 + 50 free spins
Games: 2,800+
Win Rate: 96.89%
Payout Speed: 1 working day
Pros and cons
Low wagering requirement
Many promotions
No Rizk casino app
Bonus offer
Wagering requirements 45x Valid for 24 hours Payment Options
- 5WildzRead reviewWelcome Package
100% up to $1,000 + 200 free spins
Games: 1,200+
Win Rate: 97.13%
Payout Speed: 1-3 working days
Pros and cons
Great games selection
Cashback bonuses
Slower withdrawal times
Bonus offer
Wagering requirements 35x Valid for 8 days Payment Options
- 6TonyBetRead reviewWelcome Package
Up to $2,000 + 150 free spins
Games: 6,000+
Win Rate: 98.35%
Payout Speed: 0-1 working day
Pros and cons
Over 6,000 casino games
Generous $2,000 + 170 free spins bonus
No dedicated tab for table games
Bonus offer
Wagering requirements 50x Valid for 14 days Payment Options
- 7Betway CasinoRead reviewWelcome Package
100% up to $1,000
Games: 450+
Win Rate: 98.28%
Payout Speed: 1-3 working days
Pros and cons
Licensed by UKGC and MGA
$1,000 welcome bonus
No phone or email support
Bonus offer
Wagering requirements 50x Valid for 30 days Payment Options
- 822BetRead reviewWelcome Package
100% Up to $500
Games: 4,000+
Win Rate: 96.46%
Payout Speed: Up to 15 minutes
Pros and cons
4,000+ casino games
100+ payment methods
Withdrawals can be slow
Bonus offer
Wagering requirements 50x Valid for 30 days Payment Options
- 9Mirax CasinoRead reviewWelcome Package
Up to 5 BTC + 150 free spins
Games: 7,000+
Win Rate: 96.96%
Payout Speed: 0-7 working days
Pros and cons
Over 7,000 casino games
Variety of banking options
No phone support
Bonus offer
Wagering requirements 30x Valid for 35 days Payment Options
- 107Bit CasinoRead reviewWelcome Package
Up to 5 BTC + 250 free spins
Games: 7,000+
Win Rate: 96.94%
Payout Speed: Instant
Pros and cons
7,000+ casino games
Instant payouts
No mobile app
Bonus offer
Wagering requirements 35x Valid for 14 days Payment Options
What are casino payout rates?
Payout rate, also known as return to player (RTP) percentage, refers to the average sum of money a casino is expected to return to players over time. For example, an online casino with an RTP of 96% is likely to return an average of $96 for every $100 wagered, compared to a site with an RTP of 92% and a $92 average return.
Online casino payouts are calculated based on the average RTP of all games offered, volatility, the greatest possible win, and bonuses. Theoretically, you are less likely to lose when playing pokies and table games at real money casinos with a high RTP than those with a low payout rate.
Top 5 highest paying online casinos in NZ
The top-paying online casinos in NZ offer many games with a high RTP. We have reviewed countless casinos in New Zealand to introduce you to the best online casinos that payout, which you can find out more about below:
| Online casino | Payout rate (RTP) | Withdrawal time | Max withdrawal limit |
|---|---|---|---|
| 98.65% | 1 working day | $10,000 per day | |
| 98.46% | 1 working day | $10,000 per day | |
| 97.13% | 1-3 working days | No limit | |
| 97% | 1 working day | $10,000 per day | |
| 96.89% | 1 working day | $200,000 per transaction |
1. Spin Casino | 98.65% RTP
Spin Casino is our top pick for the best-paying online casino in NZ, with a site-wide RTP of 98.65%. You can deposit and withdraw with various payment methods, including popular merchants like Visa, Mastercard, Skrill, MuchBetter and Interac. Withdrawals are quick, too, with most payouts processed within one working day.
Licensed and regulated by the Malta Gaming Authority
Wide variety of payment methods supported
Payouts processed in 24 hours
Smaller game selection than other top NZ online casinos
No phone support
2. JackpotCity Casino | 98.46% RTP
As the name suggests, JackpotCity boasts huge progressive jackpots alongside an excellent site-wide RTP of 98.46%. You can play over 800 games at this top online casino and withdraw up to $10,000 daily, with most payouts processed in 24 hours.
Excellent selection of progressive jackpot games for big payouts
Great pokies offering from 10+ providers
24/7 customer support
Relatively small selection of table games
High 50x wagering requirement attached to the welcome bonus
4. Ruby Fortune | 97% RTP
Established in 2000, Ruby Fortune is a top-paying online casino available to Kiwis. The 97% RTP is impressive, and most withdrawals are processed in one business day, so you don’t have to wait long to enjoy your casino winnings. You can withdraw with 10 different payment methods, including Visa, Skrill, Neosurf and Mastercard.
Withdrawals processed in one business day
Licensed by the Malta Gaming Authority
Good selection of deposit and withdrawal methods supported
Games by only a few software providers
No Apple Pay or Google Pay deposits
Features of a best payout online casino
NZ’s best payout online casinos are regulated and offer fast, reliable payments. Let’s take a closer look at the key features of the best-paying online casino sites in NZ:
Licensing
Licensing is telltale sign of a reputable brand. The best casinos in New Zealand obtain their licences from truested bodies like the Malta Gaming Authority and the UK Gambling Commission. We always check an online casino’s licensing credentials before making a recommendation.
Fast withdrawals
The top payout online casinos process withdrawals quickly, within 24 hours. We don’t recommend casinos that consistently take a few days or longer to process withdrawals, as there’s no reason for payouts to take this long.
Reliable payment options
Our recommended online casinos offer a wide selection of reliable payment options, such as Visa, Mastercard, POLi, online banking, Neteller, Skrill, and others. We also list sites with no banking fees, ensuring you’re not charged for depositing or withdrawing at your chosen online casino. This makes it much easier to manage your bankroll when playing online casino games.
Wide withdrawal limits
Even if you’re not a high roller, it’s good to know that you can withdraw big wins from your online casino account without issue. The best payout online casinos have no daily withdrawal limits or huge daily maximums of $10,000, like Spin Casino. Casinos with low withdrawal limits are restrictive and should be avoided.
Legit game developers
We only recommend casinos that work with leading studios like Pragmatic Play, Evolution and Games Global. This ensures you can enjoy top-quality, high payout casino games with RTPs of 96% or higher at your chosen site.
Best paying casino games
Payout percentage – known commonly as RTP – indicates how much, on average, a game pays out. So, for instance, if a game’s RTP is 97%, it means that for every $1 spent on the game, $0.97 will be returned to the players.
Naturally, the higher the RTP, the better the value of the game. Table games like blackjack tend to have the highest RTPs at online casinos, while the best pokies and live dealer games typically sit around the industry average of 96%.
| Casino game | Avg. payout rate | Most popular title |
|---|---|---|
| 96% | Gates of Olympus | |
| 99% | Multihand Blackjack | |
| 97% | European Roulette | |
| 98% | Three Card Poker | |
| 99% | Jacks or Better | |
Craps | 98% | First Person Craps |
| 96% | Crazy Time |
High payout pokies
Though the industry average RTP of pokies is 96%, some games have considerably higher RTPs. When you select games with higher RTPs, you receive more frequent payouts, offering much better gaming value. Check out the pokies with the highest RTP in the table below.
| Pokie | Software provider | RTP |
|---|---|---|
| Ugga Bugga | 99.07% | |
| Book of 99 | Relax Gaming | 99% |
| Monopoly Big Event | Barcrest Games | 99% |
| Jackpot 6000 | 98.90% | |
| Pixies of the Forest II | IGT | 98.83% |
| 1429 Uncharted Seas | Thunderkick | 98.50% |
| Golden Chief | Barcrest Games | 98% |
| Blood Suckers | NetEnt | 98% |
| Starmania | NextGen | 97.86% |
| White Rabbit Megaways | Big Time Gaming | 97.72% |
Payment methods at top payout casinos NZ
How we rate best payout casinos
Before recommending New Zealand’s best payout online casinos for real money, we thoroughly research the sites and read the T&Cs. We make sure the platform is licensed and regulated while offering a respectable payout rate and good bonuses, as we explain below.
Security & licences
New Zealand’s top online casinos are licensed and regulated by bodies like the Malta Gaming Authority and the UK Gambling Commission. We always check for the details of a casino’s licence before making a recommendation.
Payout rate
Payout percentage is a crucial factor in the value of any online casino, and the higher the win rate, the better odds for the player. Our top-rated online casinos boast a payout rate of 96% or higher.
Payment options
The highest payout online casinos in New Zealand have a diverse payment selection so that it’s easy for you to add funds to your account and access your winnings. You can deposit and withdraw funds via credit and debit card, e-wallet, bank transfer, or Apple and Google Pay at many of our listed sites.
Withdrawal times & limits
Many sites in New Zealand process withdrawals in just one business day, which is ideal. Some casinos take slightly longer, but strive to recommend those that process your winnings in three days or less.
Bonuses & promos
We look for the best online casinos that offer generous welcome bonuses and ongoing promotions. The best offers have low wagering requirements and reasonable deposit and withdrawal limits.
Check out other popular guides
Best payout FAQs
The highest-paying online casino in New Zealand is Spin Casino, with an RTP of 98.65%.
Table games like blackjack tend to have the highest RTPs (98-99%), while many video poker games also have high RTPs.
The online pokies with the highest RTPs are Ugga Bugga (99.07%), Book of 99 (99%), and Monopoly Big Event (99%).
The average payout rate for slot machines is 96%, but the best games tend to have slightly higher payout rates for great-value gaming.
The biggest-ever online casino win was in 2021, when a player in Belgium won over US$23.6 million playing Mega Moolah!
JackpotCity is one of the best online casinos for big wins, as it offers lots of progressive jackpot slots with seven and eight-figure prize pots.
No. The best payout casinos are sites with high RTPs, while the fastest payout casinos process withdrawals in the shortest timeframe possible (typically within 24 hours).
