Best online casinos with high payouts in NZ 2025
Discover the top-paying online casinos in New Zealand, featuring games with 96%+ payout rates to maximise your winning potential. Using verified data, we've ranked the highest-paying sites in NZ – from Spin Casino to JackpotCity – to help you play smarter.
Top paying online casinos for April 2025
- 1Jackpot City CasinoRead reviewWelcome package
100% up to $1,600
Games: 1,700+
Win rate: 97.84%
Payout speed: 1-3 working days
Pros and cons
Reputable online casino backed by thousands of player reviews
Generous welcome bonus with 60-day time limit
No over-the-phone support
Bonus offer
Wagering requirements 35x Valid for 7 days from signing up Payment options
- 2Kiwi's TreasureWelcome package
100% up to $1,000
Games: 1,000+
Win rate: 98.81%
Payout speed: 1-3 working days
Bonus offer
Wagering requirements 35x Valid for 7 days Payment options
- 3Casino DaysWelcome package
100% up to $1,000 + 100 free spins in Sweet Bonanza
Games: 5,000+
Win rate: 98.50%
Payout speed: 1-2 working days
Bonus offer
Wagering requirements 35x Valid for 7 days Eligible games Sweet Bonanza Payment options
- 4Lucky SpinsWelcome package
100% up to $500 + 500 free spins on Big Bass Amazon Xtreme
Games: 4,000+
Win rate: 97.56%
Payout speed: 1-2 working days
Bonus offer
Wagering requirements 35x Valid for 7 days Eligible games Big Bass Amazon Xtreme Payment options
- 5Spin CasinoRead reviewWelcome package
100% up to $1,000
Games: 1,700+
Win rate: 98.65%
Payout speed: 1-3 working days
Pros and cons
Exciting collection of 1,700+ casino games
Quick registration time of 2-3 minutes
High $50 minimum withdrawal limit
Bonus offer
Wagering requirements 35x Valid for 7 days from signing up Payment options
- 6Ruby Fortune CasinoRead reviewWelcome package
100% up to $750
Games: 1,600+
Win rate: 97%
Payout speed: 1-3 working days
Pros and cons
Certified for fair gaming by eCOGRA
E-wallet payouts land within 48 hours
High $50 minimum withdrawal limit
Bonus offer
Wagering requirements 35x Valid for 7 days from signing up Payment options
- 7WildzRead reviewWelcome package
100% up to $1,000 + 200 free spins
Games: 7,000+
Win rate: 97.13%
Payout speed: 1-5 working days
Pros and cons
One of NZ’s biggest game libraries with 7,000+ titles
Loyalty+ system offering 10–20% cashback
Slower withdrawal times than top competitors
Bonus offer
Wagering requirements 35x Valid for 8 days Payment options
- 8TonyBetRead reviewWelcome package
100% up to $1,000 + 100 free spins
Games: 6,000+
Win rate: 98.35%
Payout speed: 0-5 working days
Pros and cons
Over 6,000 casino games
Generous $2,000 + 170 free spins bonus
No dedicated tab for table games
Bonus offer
Wagering requirements 50x Valid for 14 days Payment options
- 9Betway CasinoRead reviewWelcome package
100% up to $1,000
Games: 450+
Win rate: 98.28%
Payout speed: 1-3 working days
Pros and cons
Licensed by UKGC and MGA
$1,000 welcome bonus
No phone or email support
Bonus offer
Wagering requirements 50x Valid for 30 days Payment options
- 1022BetRead reviewWelcome package
100% Up to $500
Games: 4,000+
Win rate: 96.46%
Payout speed: 0-7 working days
Pros and cons
4,000+ casino games
100+ payment methods
Withdrawals can be slow
Bonus offer
Wagering requirements 50x Valid for 30 days Payment options
Our top 5 highest paying online casinos in NZ
The top-paying online casinos in NZ offer a diverse selection of games with high return to player (RTP) percentages of up to 99%. This means you’re more likely to win higher returns when playing at these gambling sites for real money.
To help you find the best payout casinos online, we’ve covered those with the highest overall win rate and standout features. These real money casinos lead the field in every aspect, from games and bonuses to withdrawal speed and payment options.
| Online casino | Payout rate (RTP) | Withdrawal time | Max withdrawal limit |
|---|---|---|---|
| 98.81% | 24 hours | $10,000 per day | |
| 98.65% | 1-3 working days | $10,000 per day | |
| 98.35% | 0-5 working days | $4,000 per day | |
| 98.28% | 1-3 working days | No limit | |
| 97.84% | 1-3 working days | $10,000 per day |
Kiwi's Treasure
RTP 98.81%
No.1 rated high payout casinoWelcome package 100% up to $1,000
Kiwi’s Treasure is our top-rated online casino for high payouts. It's a solid choice for Kiwis, boasting over 1,200 games, including pokies, table games, live casino and instant win titles with high RTPs like FlyX (97%). We also like that this NZ casino offers speedy payouts, with withdrawal requests processed within 24 hours.
Play with a boosted bankroll by claiming our exclusive 100% up to $1,000 deposit bonus with fair 35x wagering requirements when you join this NZ-themed online casino.
Pros
1,200+ online casino games
Accepts $1 deposits
24/7 customer support
Cons
No mobile app available
Doesn't support cryptocurrencies
Spin Casino
RTP 98.65%
Best for mobile gamblingWelcome package 100% up to $1,000
Spin Casino is another best-paying online casino in NZ, with a site-wide RTP of 98.65%. You can deposit and withdraw using various payment methods, including popular merchants like Visa, Mastercard, Skrill, Neteller and POLi. Withdrawals are typically quick, with most payouts processed within one working day. E-wallets offer the fastest withdrawals, as once processed they typically land in your account instantly.
Pros
Licensed and regulated by the Malta Gaming Authority
450+ premium online slots
24-hour payouts using e-wallets
Cons
Customer support slow during peak hours
High $50 withdrawal limit
TonyBet
RTP 98.35%
Rewarding VIP programmeWelcome package 100% up to $1,000 + 100 free spins
In addition to being a high-paying online casino, TonyBet offers generous deposit match bonuses and free spins, fast payouts and a rewarding VIP programme with 30 levels! You only need 10 points to reach Level 1 and enjoy 10 free spins, with Level 30 unlocking $170,000 in cash, priority customer support, free betting chips and more.
We only wish TonyBet’s withdrawal process was quicker, sometimes taking up to five working days depending on which payment method used.
Pros
Rewarding 30-tier VIP programme
Extensive library of 6,000+ games
E-wallet withdrawals processed in 15 minutes
Cons
Bank transfers can take up to five days to process
Daily withdrawal limit is lower than competitors
Betway Casino
RTP 98.28%
High-quality gamesWelcome package 100% up to $1,000
Betway is a trusted casino operator licensed by the Malta Gaming Authority (MGA). While the 450+ games library is smaller than its top competitors, you can still expect a diverse and high-quality game selection, including pokies, table games and high-paying progressive jackpots like Mega Moolah. Join today and choose from one of five welcome bonuses to boost your bankroll.
Pros
40+ jackpot slots with huge prize pools
Choose from five welcome bonuses
No withdrawal limit
Cons
Smaller games library than other top NZ online casinos
Need an account to play games in demo mode
Jackpot City Casino
RTP 97.84%
Generous bonuses and promosWelcome package 100% up to $1,600
Jackpot City is a trusted online casino with over 25 years’ experience in iGaming. It delivers exactly what players want, offering a premium selection of games from top developers: Pragmatic Play, Apricot (formerly Microgaming) and Evolution. With a sitewide RTP of 97.84%, you can expect an excellent range of high-paying games, including favourites like Sugar Twist Rush 1000 (97.50%) and Summer Holiday (97.10%).
With a daily withdrawal limit of $10,000 and most payouts processed in 24 hours, it’s a top choice for NZ players. Sign up and claim our $1,600 welcome package with 10 free spins for a chance to win $1 million.
Pros
800+ games from top software providers
High $10,000 daily withdrawal limit
Receive 2,500 loyalty points as soon as you sign up
Cons
No phone support
High 50x wagering requirement attached to the welcome bonus
'I’ve been writing about the casino industry for over five years and always aim for objectivity when reviewing a casino’s performance. I test casinos by signing up, depositing, and playing games. For instance, I received my payout within a few hours when I played at Jackpot City. This, coupled with the site’s exceptionally high RTP, gives me confidence that it’s one of NZ’s best payout casinos.'
What are casino payout rates?
Payout rate, also known as return to player percentage, refers to the average sum of money a casino returns to players over time. For example, an online casino with an RTP of 96% is likely to return an average of $96 for every $100 wagered, compared to a site with an RTP of 92% and a $92 average return.
Online casino payouts are calculated based on the average RTP of all games offered, volatility, the greatest possible win, and bonuses. Theoretically, you’re less likely to lose when playing pokies and table games at real money online casinos with a high RTP than those with a low payout rate.
Best online casino games for high payouts
Some of the best casino games are those with the highest payout rates. Naturally, the higher the RTP, the better the long-term payout potential.
Table games like blackjack tend to have the highest RTPs (99%), while top pokies and live dealer games typically sit around the industry average of 96%. However, you’ll find some titles like Sugar Twist (98%) and Lightning Roulette (97.30%) with high RTPs, offering great winning opportunities. Here’s the average payout percentage for each game type and the most popular title you can play:
| Casino game | Avg. payout rate | Most popular title |
|---|---|---|
| 99% | Multihand Blackjack(99.23%-99.34%) | |
| 99% | Jacks or Better (99.54%) | |
| 98% | First Person Craps (98.63%) | |
| 98% | Punto Banco (98.94%) | |
| 97% | European roulette (97.30%) | |
| 97% | Three Card Poker (96.63%) | |
Crash games | 97% | Aviator (97%) |
| 96% | Gates of Olympus (96.50%) | |
| 96% | Crazy Time (94.41%–96.08%) | |
| 96% | Immortal Romance Scratch (96.86%) | |
| 80% | 90-ball bingo (80%) |
Highest payout online pokies
Though the industry average RTP for pokies is 96%, some games have considerably higher payout rates. Choosing high RTPs increases your chances of greater returns, offering better overall gaming value. Check out the top 10 pokies with the highest RTPs in the table below:
| Pokie | Software provider | RTP | Max win |
|---|---|---|---|
| 1. Fruity Beats Xtreme! | Spinmatic | 99.08% | 606x |
| 2. Ugga Bugga | 99.07% | 1,000x | |
| 3. Book of 99 | Relax Gaming | 99% | 12,075x |
| 4. Monopoly Big Event | Barcrest Games | 99% | 2,000x |
| 5. Jackpot 6000 | 98.90% | 6,000x | |
| 6. Pixies of the Forest II | 98.83% | 2,000x | |
| 7. Money Cart | Relax Gaming | 98% | 2,000x |
| 8. Sugar Twist | 98% | 5,000x | |
| 9. Blood Suckers | NetEnt | 98% | 1,014x |
| 10. White Rabbit Megaways | 97.72% | 13,000x |
Play high paying casino games (no download)
Features of a best payout online casino
New Zealand’s best payout online casinos are regulated and offer fast, reliable payments via debit cards, e-wallets and other options. Let’s take a closer look at the key features of the best-paying online casino sites in NZ:
Licensing
Licensing is tell-tale sign of a trustworthy operator. The best gambling sites in New Zealand are regulated by reputable bodies like the Malta Gaming Authority (MGA) and the Alderney Gambling Control Commission. We always verify the licensing credentials before making a recommendation.
Fast withdrawals
Top payout online casinos offer fast withdrawals, processing payments within 24 hours. We don’t feature operators that consistently take several days to process withdrawals, as we know delays are unnecessary and frustrating for players.
Reliable payment options
Our recommended NZ online casinos offer a wide selection of reliable payment options, such as Visa, Mastercard, POLi, online banking, Neteller, Skrill, and others. Top high-paying casinos can guarantee fee-free payments, ensuring you’re not charged for depositing or withdrawing your winnings. This makes it much easier to manage your bankroll when playing online casino games.
High withdrawal limits
It’s reassuring to know that you can withdraw large sums from your casino account without issue. The best payout casinos have no daily withdrawal limits or huge daily maximums of $10,000, like Jackpot City. Casinos with low withdrawal limits are restrictive and should be avoided.
Legit game developers
Choose online casinos that work with leading software providers like Pragmatic Play, Evolution and Apricot. This ensures you can enjoy top-quality, high payout casino games with RTPs of 96% or higher and get the best value and gaming experience in NZ.
Popular bonuses at high paying online casinos
You’ll find competitive casino bonuses that help boost your bankroll and maximise your winnings at the best paying sites. Here’ the most common offers you’ll come across when playing casino games online:
Our expert tips for maximising payouts at online casinos
In most casino games, winning comes down to luck, but there’s ways to maximise your win potential. Check out our expert tips to help secure your chances of a payout:
Choose high RTP games
The higher the RTP, the better your returns in the long term. Look for casino games with RTPs of 96% or higher to increase your win potential.
Get a casino bonus
Explore your chosen casino’s promotions hub and boost your bankroll with a bonus or free spins on your favourite pokies to extend your gaming session.
Understand volatility
This is particularly useful for online slots and crash games. Low-volatility games pay out small wins frequently, while high-volatility titles pay larger sums less often. Choose based on your preferences and budget.
Check payment options
Payment methods play a huge part in the deposit and withdrawal limit and payout speed. See which options payout the fastest and are accessible to avoid delays.
Withdrawal limits
Some casinos have maximum daily limits of $750, while others like JackpotCity and Kiwi’s Treasure have daily limits of $10,000. If you’re playing to win big, you’ll want to ensure the withdrawal limit is high to avoid cashing out your winnings over days or weeks.
'These tips have enhanced my overall gaming experience, helping to maximise my winning chances while reducing the likelihood of payout delays. Now, I rarely play games with RTPs lower than 96%, and I always kick off my gameplay with a bonus, provided the wagering requirements are reasonable (ideally 30x or lower). I also read the casino’s payment T&Cs and pick fast, fee-free methods like PayPal.'
Popular payment methods at top payout casinos NZ
How we rate best payout casinos
Before recommending New Zealand’s best payout online casinos for real money, we thoroughly research the sites and read the T&Cs. We make sure the platform is licensed and regulated while offering a respectable payout rate and good bonuses, as we explain below.
Security & licences
New Zealand’s top online casinos are licensed and regulated by bodies like the MGA and Curaçao eGaming. We prioritise your safety above all else, so if a casino isn’t licensed, we won’t recommend it.
Payout rate
Payout percentage is a crucial factor in the value of any online casino, and the higher the win rate, the better odds for the player. Our top-rated operators boast a payout rate of 96% or higher. Top marks go to those with site-wide win rates of 98% or more, as they offer the greatest value.
Payment options
The highest payout online casinos in New Zealand have a diverse payment selection so that it’s easy for you to add funds to your account and withdraw your winnings. You’ll find credit and debit cards, e-wallets, bank transfer, Apple Pay and Google Pay at many of our featured sites.
Withdrawal times & limits
Most online casinos in New Zealand offer instant payouts and fast withdrawals, processing requests in just one business day, which is ideal. While some sites take slightly longer, we strive to recommend those that process your winnings in 72 hours or less.
Bonuses & promos
We look for best paying online casinos that offer generous welcome bonuses and ongoing promotions. The best offers have wagering requirements of 35x or lower, reasonable time limits of seven days or more and reasonable deposit and withdrawal limits.
Check out other popular guides
Best payout FAQs
The highest-paying online casino in New Zealand is Kiwi's Treasure, with an RTP of 98.81%.
Table games like blackjack tend to have the highest RTPs (98-99%), while many video poker games also have high RTPs.
The online pokies with the highest RTPs are Ugga Bugga (99.07%), Book of 99 (99%), and Monopoly Big Event (99%).
The average payout rate for slot machines is 96%, but the best games tend to have slightly higher payout rates for great-value gaming.
The biggest-ever online casino win was in 2021, when a player in Belgium won over US$23.6 million playing Mega Moolah!
JackpotCity is one of the best online casinos for big wins, as it offers lots of progressive jackpot slots with seven and eight-figure prize pots.
No. The best payout casinos are sites with high RTPs, while the fastest payout casinos process withdrawals in the shortest time frame possible (typically within 24 hours).
