Best online scratch cards – Online scratchies NZ

Scratch cards – known as scratchies in New Zealand – are super popular at online casinos, offering fun gameplay and instant wins. Discover the online casinos offering the best scratchies in NZ for 2025.

Top real money scratch card casinos February 2025

  • 1JackpotCity Casino
    JackpotCity Casino4.9/5 Read review
    Welcome package

    100% up to $1,600

    • Games: 800+

    • Win rate: 97.84%

    • Payout speed: 1-3 working days

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  • 2Kiwi's Treasure
    Kiwi's Treasure4.8/5
    Welcome package

    100% up to $1,000

    • Games: 1,000+

    • Win rate: 98.81%

    • Payout speed: 1-3 working days

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  • 3Spin Casino
    Spin Casino4.8/5 Read review
    Welcome package

    100% up to $1,000

    • Games: 550+

    • Win rate: 98.65%

    • Payout speed: 1-3 working days

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  • 4Ruby Fortune Casino
    Ruby Fortune Casino4.7/5 Read review
    Welcome package

    100% up to $750

    • Games: 550+

    • Win rate: 97%

    • Payout speed: 1-3 working days

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  • 5Rizk Casino
    Rizk Casino4.7/5 Read review
    Welcome package

    100% up to $4,000 + 50 free spins

    • Games: 2,800+

    • Win rate: 96.89%

    • Payout speed: 0-24 hours

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  • 6Wildz
    Wildz4.6/5 Read review
    Welcome package

    100% up to $1,000 + 200 free spins

    • Games: 7,000+

    • Win rate: 97.13%

    • Payout speed: 1-5 working days

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  • 7TonyBet
    TonyBet4.6/5 Read review
    Welcome package

    100% up to $1,000 + 100 free spins

    • Games: 6,000+

    • Win rate: 98.35%

    • Payout speed: 0-5 working days

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  • 8Betway Casino
    Betway Casino4.6/5 Read review
    Welcome package

    100% up to $1,000

    • Games: 450+

    • Win rate: 98.28%

    • Payout speed: 1-3 working days

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  • 922Bet
    22Bet4.5/5 Read review
    Welcome package

    100% Up to $500

    • Games: 4,000+

    • Win rate: 96.46%

    • Payout speed: 0-7 working days

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  • 10Mirax Casino
    Mirax Casino4.5/5 Read review
    Welcome package

    Up to 5 BTC + 150 free spins

    • Games: 7,000+

    • Win rate: 96.96%

    • Payout speed: 0-7 working days

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Play online scratchies for free & real money

Our top 5 NZ scratch card casinos

Our experts vet dozens of licensed online casinos in NZ that offer online scratch cards. We consider security, payment methods, bonuses, and game quality among other factors to bring you the best online casinos for scratchies:

🏆 Best scratch card casino in NZ

TonyBet

📱 Best mobile casino

LeoVegas

🎲 Best for game variety

Wildz

💸 Best for fast withdrawals

22Bet

💰 Best for bonuses & promotions

Betway Casino

What are scratch cards?

Scratch cards are simple games where you scratch boxes (offline) or select boxes (online) for your chance to win an instant payout. No skill or experience is required to play scratchies. Simply buy a card online or from a store and select or scratch the number of boxes needed to see if you have won a cash prize.

Top 5 scratchies to play online in NZ

Kiwis love playing scratch cards online as they are widely available, easy to play and offer generous prizes. Some of our favourite scratchies in NZ include:

Merlin’s Millions

NextGen Gaming’s Merlin’s Millions scratch card features the bearded wizard as the titular character and offers a decent RTP of 95.17%. To play, scratch the boxes to reveal potential wins exceeding 1,000x your bet.

Genie Jackpots Instant

When you match three to five symbols in Genie Jackpots Instant, you land a prize. This is a Blueprint Gaming title with a flying carpets bonus game, offering wins that can reach up to $20,000!

Cash Vault I

One of Hacksaw Gaming’s most popular scratchies, Cash Vault I, offers prizes for matching three monetary symbols. If you match three vaults, you could win the grand prize of $1,250 monthly for two years.

Spinlotto Scratch

Spinlotto Scratch is a lottery-themed scratch card from G. Games. The aim is to select and match five balls, which includes a ‘lucky star’ that awards free spins or a multiplier of up to 10x on winnings. The RTP for this scratch card game is set at 92%.

Gold Rush Scratch

Pragmatic Play powers this superb mining-themed scratch card game. Decide how many games to buy (you’ll receive a 5% or 10% discount when you buy 25 or 50 games respectively) and match three symbols behind the miner’s face for a payout. You also stand a chance of winning a mammoth $250,000 when the jackpot symbols appear.

How to choose the best scratch card casino

Wondering how to choose the best online scratch cards in NZ? Here are some important factors to consider before buying a scratch card:

  • Play scratchies at casinos licensed by regulatory bodies like the UKGC and MGA.

  • Check the RTP of the scratch card game to determine how much it typically pays out.

  • Consider the price of the scratch card and how much you can win.

  • Look for special bonus games or jackpots.

  • Always gamble responsibly and bet within your means to manage your bankroll.

Online scratch card bonuses

When you play online scratchies at NZ casinos, you can usually claim bonuses and promotions. These typically come in the form of a deposit match, where the casino credits a specific amount in bonus funds when you make a real money deposit.

You can then use this bonus money to play scratch card games. This is beneficial because it lowers the risk of playing scratchies and means that you can extend your playing time without having to add to your bankroll. However, be sure to read the T&Cs to check if there are wagering requirements and that scratch card games are eligible for the bonus.

Best scratch cards casino bonuses

Online casinoNo. of scratch card gamesCasino bonus

LeoVegas

18+Claim 100% up to $2,000 + 200 free spins

TonyBet

70+Claim 100% up to $1,500 + 120 free spins

Wildz

50+Claim 100% up to $1,000 + 200 free spins

Betway Casino

15+Claim 100% up to $1,000

22Bet

45+Claim 100% up to $500 bonus

How to play scratchies online

Playing scratchies online is even easier than buying scratch cards in a store and playing offline. Here are the steps you need to follow:

  1. Sign up for a legitimate online casino using our top-rated list above as inspiration.

  2. Register for a casino account by completing the sign-up form with the necessary details.

  3. Head to the ‘Cashier’ page and make a real money deposit.

  4. Search the game library and find the scratch card you want to play.

  5. Enter the game, buy as many scratch cards as your budget will allow, and see if you can win any prizes.

Playing scratch cards on mobile & casino apps

One of our favourite things about online scratch cards is that you can play them at desktop and mobile casinos. While writing this article, we tested numerous scratchies and found them to be equally fun on both a computer and a smartphone or tablet.

For the best experience, we recommend downloading a casino app for iOS or Android. This way, you can enjoy the scratch card no matter where you are in New Zealand and access app-exclusive bonuses and promotions for a bankroll boost.

Real money scratch cards vs free scratch cards

You can play both real money scratch cards and free scratch cards at online casinos. Both can be fun, but there are key differences between the two that you should be aware of:

Real money scratch cardsFree scratch cards
✅ You can win real money✅ Enjoy unlimited play with no risk
✅ Jackpot prizes on offer ✅ Play for fun
✅ Widely available at NZ online casinos✅ Try out a new casino with no commitment
❌ Your money is at risk ❌ You cannot win any real money or prizes
❌ Scratch cards often have lower RTPs than slots and other games❌ Even if you land the jackpot, you will leave empty-handed

Scratch cards vs instant win games

Scratch cards are a type of instant win game available at online New Zealand casinos. These games are characterised by fast gameplay and instant results, with outcomes revealed in a few clicks.

Other instant win games include Slingo – a mix between pokies and bingo – as well as some variants of video poker. You can find a broad selection of instant win titles at NZ casinos, which are great to play if you enjoy fast-paced and fun-filled casino gaming.

Top 5 tips to win scratchies online

Are you keen to maximise your chances of winning when playing scratch cards in NZ? Here are some things to bear in mind:

  • Scratch cards are games of luck. They use random number generator (RNG) technology to guarantee fair results, meaning you can win or lose each time you scratch and reveal.

  • Always check the game’s RTP before playing. The higher the RTP, the more the game is expected to pay out over time.

  • Set your gameplay limits accordingly and gamble responsibly. Don’t go chasing losses.

  • If you want the chance to win the biggest possible payouts, play scratch card games with a progressive jackpot.

  • Always check the betting limits of every scratch card game you play. You should pick a game with reasonable betting limits to suit your bankroll.

Online scratch card FAQs

Ross Young
Ross Young
Verified expert
Global content writer

Ross is a senior writer at Magic Word Media, a global authority in online casino content writing. Ross has been covering the online casino space for many years, specialising in news, game guides and reviews.